The “Plan” lists eight key areas for promoting digital financial services. The first is to support the innovation and growth of technology-based enterprises, focus on the “two strengths and one light” characteristics of technology-based enterprises, establish a large data set of science and innovation enterprises to identify and portray enterprises, and improve the efficiency of credit approval. The second is to serve the development of advanced manufacturing industries, use the industrial Internet and industry knowledge maps to improve data collection and analysis capabilities for manufacturing enterprises, strengthen credit support for the digital transformation of the manufacturing industry, actively use digital technology to provide insurance compensation services, and enhance security risk prevention capabilities. The third is to help develop a green economy, use technical means to identify environmental risks, optimize green finance service models, and help achieve the “dual carbon” goal. The fourth is to deepen financial services for small and micro enterprises, integrate multi-dimensional data such as logistics and taxation to optimize credit granting models, build an online integrated service platform for small and micro finance, and build a characteristic financial ecosystem. Fifth, develop targeted digital financial products in the field of livelihood services to improve financial service capabilities in medical care, pension, etc., while focusing on bridging the “digital divide” and strengthening the construction of barrier-free functions for the elderly and disabled at outlets. The sixth is to serve rural revitalization, strengthen digital platform system construction and data connection, enhance the financial service capabilities of the “three rural areas”, extend the radius of financial services, and help build digital villages. The seventh is to support the implementation of major national regional development strategies and provide digital financial services according to local conditions. Eighth is to support the digitalization of trade, actively participate in the digitization of shipping trade, strengthen the application of trade data and information, and provide high-quality financial services for Chinese enterprises to “go global” and “Belt and Road”.

The “Plan” lists eight key areas for promoting digital financial services. The first is to support the innovation and growth of technology-based enterprises, focus on the “two strengths and one light” characteristics of technology-based enterprises, establish a large data set of science and innovation enterprises to identify and portray enterprises, and improve the efficiency of credit approval. The second is to serve the development of advanced manufacturing industries, use the industrial Internet and industry knowledge maps to improve data collection and analysis capabilities for manufacturing enterprises, strengthen credit support for the digital transformation of the manufacturing industry, actively use digital technology to provide insurance compensation services, and enhance security risk prevention capabilities. The third is to help develop a green economy, use technical means to identify environmental risks, optimize green finance service models, and help achieve the “dual carbon” goal. The fourth is to deepen financial services for small and micro enterprises, integrate multi-dimensional data such as logistics and taxation to optimize credit granting models, build an online integrated service platform for small and micro finance, and build a characteristic financial ecosystem. Fifth, develop targeted digital financial products in the field of livelihood services to improve financial service capabilities in medical care, pension, etc., while focusing on bridging the “digital divide” and strengthening the construction of barrier-free functions for the elderly and disabled at outlets. The sixth is to serve rural revitalization, strengthen digital platform system construction and data connection, enhance the financial service capabilities of the “three rural areas”, extend the radius of financial services, and help build digital villages. The seventh is to support the implementation of major national regional development strategies and provide digital financial services according to local conditions. Eighth is to support the digitalization of trade, actively participate in the digitization of shipping trade, strengthen the application of trade data and information, and provide high-quality financial services for Chinese enterprises to “go global” and “Belt and Road”.