With algorithms as the compass and sensors as insight, the evolution of intelligent driving technology is bringing about a revolution in travel. Recently, the Ministry of Industry and Information Technology officially announced entry permits for the first batch of L3 class models in China. As a pilot, Chongqing and Beijing also issued special license plates one after another, taking a key step in commercializing L3 class autonomous driving. Under the L3 level “conditional autonomous driving” mode, “human-robot co-driving” has been advanced once again. Compared to the currently popular L2 level “assisted driving”, the L3 level driving responsibility first appeared “man-machine transfer”, and the resulting risk core also focused more on variables such as system reliability, algorithm decisions, and sensor performance. Regarding the new risks derived from intelligent driving, “who will pay compensation in case of an accident” has become a market concern. The reporter recently learned from research by car companies, insurance companies and other market players that the so-called “smart driving insurance” products that have appeared on the market in the past two years are actually undercover plans provided by car companies or smart driving solution providers, and are not real types of insurance. Industry insiders said that in the future, as smart driving scenarios continue to be enriched, real smart driving insurance adapted to them should keep up with the pace of innovation, break down data barriers, overcome the intricate maze of man-machine responsibility, and fasten seat belts for intelligent driving itself.

With algorithms as the compass and sensors as insight, the evolution of intelligent driving technology is bringing about a revolution in travel. Recently, the Ministry of Industry and Information Technology officially announced entry permits for the first batch of L3 class models in China. As a pilot, Chongqing and Beijing also issued special license plates one after another, taking a key step in commercializing L3 class autonomous driving. Under the L3 level “conditional autonomous driving” mode, “human-robot co-driving” has been advanced once again. Compared to the currently popular L2 level “assisted driving”, the L3 level driving responsibility first appeared “man-machine transfer”, and the resulting risk core also focused more on variables such as system reliability, algorithm decisions, and sensor performance. Regarding the new risks derived from intelligent driving, “who will pay compensation in case of an accident” has become a market concern. The reporter recently learned from research by car companies, insurance companies and other market players that the so-called “smart driving insurance” products that have appeared on the market in the past two years are actually undercover plans provided by car companies or smart driving solution providers, and are not real types of insurance. Industry insiders said that in the future, as smart driving scenarios continue to be enriched, real smart driving insurance adapted to them should keep up with the pace of innovation, break down data barriers, overcome the intricate maze of man-machine responsibility, and fasten seat belts for intelligent driving itself.