At the end of the year, banks entered the sprint stage to collect savings. The reporter visited a number of major state-owned banks and joint-stock commercial banks on the ground to learn about changes in interest rates. Staff at a major state-owned bank told the reporter that the current one-year, two-year, and three-year interest rates are 1.1%, 1.2%, and 1.55%, respectively, and there have been no major changes. Meanwhile, small to medium banks attract capital through rising deposit interest rates. A commercial bank employee told the reporter that currently the maximum deposit interest rate for three-year purchases of 200,000 can reach 1.9%. In addition, commercial bank staff said that the three-year 1.71 percent limited-time interest rate policy will end on December 31, and some three-year limit interest rates of 1.75% will still need to be pre-ordered.

At the end of the year, banks entered the sprint stage to collect savings. The reporter visited a number of major state-owned banks and joint-stock commercial banks on the ground to learn about changes in interest rates. Staff at a major state-owned bank told the reporter that the current one-year, two-year, and three-year interest rates are 1.1%, 1.2%, and 1.55%, respectively, and there have been no major changes. Meanwhile, small to medium banks attract capital through rising deposit interest rates. A commercial bank employee told the reporter that currently the maximum deposit interest rate for three-year purchases of 200,000 can reach 1.9%. In addition, commercial bank staff said that the three-year 1.71 percent limited-time interest rate policy will end on December 31, and some three-year limit interest rates of 1.75% will still need to be pre-ordered.