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To own UP Fintech Holding, you need to believe it can keep converting a growing, higher quality client base and broader product mix into resilient earnings, despite regulatory and macro uncertainty. The latest revenue beat and split analyst calls sharpen the near term catalyst around whether recent profitability levels prove sustainable, while underlining a key risk that future earnings may be more volatile than the recent growth trajectory suggests. Overall, the news refines rather than materially changes that core thesis.
The Q3 2025 results, with revenue of US$175.16 million and net income of US$53.82 million, sit at the heart of this debate, because they give both bullish and cautious analysts the same strong numbers to interpret in very different ways. For investors focused on catalysts, this earnings print is a key reference point for judging whether UP Fintech’s push into diversified products and higher value clients is building a more durable earnings base or simply amplifying cyclicality.
Yet behind the strong recent numbers, investors should still be aware of how rising global regulatory scrutiny of Chinese financial firms could...
Read the full narrative on UP Fintech Holding (it's free!)
UP Fintech Holding's narrative projects $637.4 million revenue and $131.6 million earnings by 2028. This requires 19.4% yearly revenue growth and about a $52.8 million earnings increase from $78.8 million today.
Uncover how UP Fintech Holding's forecasts yield a $14.12 fair value, a 58% upside to its current price.
Seven fair value estimates from the Simply Wall St Community span roughly US$7.08 to US$26.53 per share, highlighting how far apart individual views can be. Set against that wide range, the ongoing risk of tighter global scrutiny on Chinese brokerages could be central to how UP Fintech’s growth story ultimately plays out, so it is worth weighing several of these perspectives before forming your own view.
Explore 7 other fair value estimates on UP Fintech Holding - why the stock might be worth over 2x more than the current price!
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
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