Since December, a number of regional banks, including Jiangsu Sushang Bank, Wuhan Zhongbang Bank, Bank of Ningxia, Jincheng Rural Commercial Bank, Shanxi Zuoyun Rural Commercial Bank, Zhejiang Hecheng Rural Commercial Bank, and Fuyang Yinghuai Rural Commercial Bank, have launched new large deposit certificate products. It is worth noting that currently the annual interest rate for 3-year bank large deposit accounts is generally lower than the “letter 2”. Against this background, the annual interest rate of large deposit products launched by some private banks exceeds 2%, which shows a certain interest rate appeal. For example, according to product information recently released on the official WeChat account of Jiangsu Sushang Bank, the bank “launched a new” 2-year large deposit slip, which is issued to individual customers. The initial purchase amount is 200,000 yuan, and the annual interest rate is 2.1%. Wuhan Zhongbang Bank recently launched a 5-year large deposit slip, starting at 200,000 yuan, with an annual interest rate of 2.05%. Currently, the mobile banking apps of the six major state-owned banks have all removed 5-year large deposit slips. On December 19, the reporter further learned from the account manager of a joint stock bank that the bank's large deposit slip product with a 3-year term starting deposit amount of 200,000 yuan and an annual interest rate of 1.70% was removed from the shelves on the same day. Currently, the bank has an annual interest rate of 1.60% for large deposit accounts with a term of 3 years and a starting deposit amount of 200,000 yuan.

Since December, a number of regional banks, including Jiangsu Sushang Bank, Wuhan Zhongbang Bank, Bank of Ningxia, Jincheng Rural Commercial Bank, Shanxi Zuoyun Rural Commercial Bank, Zhejiang Hecheng Rural Commercial Bank, and Fuyang Yinghuai Rural Commercial Bank, have launched new large deposit certificate products. It is worth noting that currently the annual interest rate for 3-year bank large deposit accounts is generally lower than the “letter 2”. Against this background, the annual interest rate of large deposit products launched by some private banks exceeds 2%, which shows a certain interest rate appeal. For example, according to product information recently released on the official WeChat account of Jiangsu Sushang Bank, the bank “launched a new” 2-year large deposit slip, which is issued to individual customers. The initial purchase amount is 200,000 yuan, and the annual interest rate is 2.1%. Wuhan Zhongbang Bank recently launched a 5-year large deposit slip, starting at 200,000 yuan, with an annual interest rate of 2.05%. Currently, the mobile banking apps of the six major state-owned banks have all removed 5-year large deposit slips. On December 19, the reporter further learned from the account manager of a joint stock bank that the bank's large deposit slip product with a 3-year term starting deposit amount of 200,000 yuan and an annual interest rate of 1.70% was removed from the shelves on the same day. Currently, the bank has an annual interest rate of 1.60% for large deposit accounts with a term of 3 years and a starting deposit amount of 200,000 yuan.