The latest banking quarterly report released by the Hong Kong Monetary Authority on December 19 shows that in the first three quarters of this year, the overall operating profit before tax of Hong Kong retail banks increased 11.9% year-on-year. The increase in profit was mainly due to the increase in fees and commission income and net interest income. Retail bank net interest spreads narrowed to 1.47% in the first three quarters of 2025, compared to 1.50% in the same period of 2024.

The latest banking quarterly report released by the Hong Kong Monetary Authority on December 19 shows that in the first three quarters of this year, the overall operating profit before tax of Hong Kong retail banks increased 11.9% year-on-year. The increase in profit was mainly due to the increase in fees and commission income and net interest income. Retail bank net interest spreads narrowed to 1.47% in the first three quarters of 2025, compared to 1.50% in the same period of 2024.