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Where Are CD Rates Headed by the End of 2025? CD Valet's APY Checkpoint Reveals Both Short- and Long-Term Opportunities

Barchart·12/17/2025 13:54:00
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SEATTLE, Dec. 17, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best verified, high-yield CD rates nationwide, helping community financial institutions effectively attract new deposits. The company today shared its December APY Checkpoint, revealing that as of 12/15/2025, 12-month CD rates shifted the most among standard term offerings across all APY benchmarks when comparing December to November. Despite these changes, 12-month CDs remain an attractive option for shorter-term, higher-yield offerings, with the top 10% APY coming in at 3.90%.

Read more at prnewswire.com

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