Guosheng Securities released a research report saying that in the long run, the insurance industry will continue to benefit from the trend of moving bank deposits, and diversified insurance needs such as pension, medical care, and financial savings are expected to drive the industry to continue to expand. In the short term, insurers are off to a good start and are progressing smoothly, which is expected to boost debt-side performance in 2026. The stepwise reduction in product interest rates has greatly mitigated the risk of interest spreads and losses in the industry, “integration of reporting and banking” has promoted the industry's anti-domestic sales and increased concentration of leading companies, and is actively optimistic about the allocation value of the insurance sector.

Guosheng Securities released a research report saying that in the long run, the insurance industry will continue to benefit from the trend of moving bank deposits, and diversified insurance needs such as pension, medical care, and financial savings are expected to drive the industry to continue to expand. In the short term, insurers are off to a good start and are progressing smoothly, which is expected to boost debt-side performance in 2026. The stepwise reduction in product interest rates has greatly mitigated the risk of interest spreads and losses in the industry, “integration of reporting and banking” has promoted the industry's anti-domestic sales and increased concentration of leading companies, and is actively optimistic about the allocation value of the insurance sector.