On December 3, the reporter discovered that the Bank of Communications mobile app's popular deposit box showed “Currently there are no large deposit certificates that can be purchased”; only transfer deposit certificates are on sale. In response to this, Bank of Communications customer service staff said, “The Bank of Communications sells large deposit slips in limited quantities. If they don't appear online, they are actually sold out. We recommend that you check with nearby outlets to see if they have large deposit slips in stock.” The reporter learned exclusively from the account managers of banks in many regions that the bank currently only offers exclusive large deposit cards for customers in some regions, and most of them have a term of one year or less. For example, Xiao Xu, the Beijing regional account manager of the Bank of Communications, told the reporter that the bank only has a one-year personal large deposit slip exclusive to Beijing customers. Starting at 200,000 yuan, the annual interest rate is 1.40%.

On December 3, the reporter discovered that the Bank of Communications mobile app's popular deposit box showed “Currently there are no large deposit certificates that can be purchased”; only transfer deposit certificates are on sale. In response to this, Bank of Communications customer service staff said, “The Bank of Communications sells large deposit slips in limited quantities. If they don't appear online, they are actually sold out. We recommend that you check with nearby outlets to see if they have large deposit slips in stock.” The reporter learned exclusively from the account managers of banks in many regions that the bank currently only offers exclusive large deposit cards for customers in some regions, and most of them have a term of one year or less. For example, Xiao Xu, the Beijing regional account manager of the Bank of Communications, told the reporter that the bank only has a one-year personal large deposit slip exclusive to Beijing customers. Starting at 200,000 yuan, the annual interest rate is 1.40%.