The latest opinion of the China Post Securities Annual Strategy Meeting on December 3 mentioned that there is still plenty of room for insurance and bank funds to enter the market. According to the data, in the third quarter of 2025, the share of equity allocation of assets invested in wealth management products was only 2.1%, the lowest since the data was available in 2013. If it rises to 5.44% of the average allocation share in 2017-2024, it is expected to bring about 1.15 trillion in incremental capital to the stock market. At the same time, residents' deposits are being indirectly entered into the market through dividend insurance. Currently, the total assets of insurance companies have maintained high growth, and the share of dividend insurance has increased significantly, driving up their equity allocation ratio and declining share of ultra-long bonds.

The latest opinion of the China Post Securities Annual Strategy Meeting on December 3 mentioned that there is still plenty of room for insurance and bank funds to enter the market. According to the data, in the third quarter of 2025, the share of equity allocation of assets invested in wealth management products was only 2.1%, the lowest since the data was available in 2013. If it rises to 5.44% of the average allocation share in 2017-2024, it is expected to bring about 1.15 trillion in incremental capital to the stock market. At the same time, residents' deposits are being indirectly entered into the market through dividend insurance. Currently, the total assets of insurance companies have maintained high growth, and the share of dividend insurance has increased significantly, driving up their equity allocation ratio and declining share of ultra-long bonds.