Synchrony Financial Likely To Report Lower Q3 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

Synchrony Financial (NYSE:SYF) will release earnings for its third quarter before the opening bell on Tuesday, Oct. 20.

Analysts expect the Stamford, Connecticut-based company to report quarterly earnings of $2.40 per share, down from $2.86 per share in the year-ago period. The consensus estimate for SYF’s quarterly revenue is $3.81 billion. It reported $3.82 billion last year, according to Benzinga Pro.

On July 21, Synchrony reported better-than-expected second-quarter financial results.

Synchrony Financial shares fell 2.5% to close at $71.72 on Wednesday.

Benzinga readers can access the latest analyst ratings on the Analyst Stock Ratings page. Readers can sort by stock ticker, company name, analyst firm, rating change or other variables.

Let’s have a look at how Benzinga’s most-accurate analysts have rated the company in the recent period.

• JP Morgan analyst Richard Shane maintained a Neutral rating and cut the price target from $78 to $74 on Oct. 12, 2026. This analyst has an accuracy rate of 65%.
• BMO Capital analyst Andrew Bauch initiated coverage on the stock with a Market Perform rating and a price target of $81 on Oct. 9, 2026. This analyst has an accuracy rate of 59%.
• TD Cowen analyst Moshe Orenbuch maintained a Buy rating and cut the price target from $90 to $86 on Oct. 6, 2026. This analyst has an accuracy rate of 63%.
• UBS analyst Erika Najarian maintained a Neutral rating and slashed the price target from $87 to $81 on Oct. 5, 2026. This analyst has an accuracy rate of 61%.
• Evercore ISI Group analyst John Pancari maintained the stock with an Outperform rating and cut the price target from $86 to $80 on Oct. 1, 2026. This analyst has an accuracy rate of 60%.

Considering buying SYF stock? Here’s what analysts think:

Photo via Shutterstock