Central Plains Mortgage: The Bank of Hong Kong funded housing mortgage registrations rose 54% month-on-month in August to a 2-month high

Zhitong Finance App learned that Wang Meifeng, managing director of Zhongyuan Mortgage Research and Land Registry, said that according to data from the Central Plains Mortgage Research Department and Land Registry, the Bank of Hong Kong recorded a total of 3,093 subsidized housing mortgage registrations in August 2026, a sharp increase of 54.3% month-on-month compared to 2,005 in July; the increase was mainly due to several medium and large housing projects entering the previous session, which led to a marked increase in mortgage registrations during the month. Kai Ying Yuen, Yu Hing Yuen and Jinbai Yuen together recorded 2,412 mortgage registrations during the month, compared to last month's Jinbai Yuan There was a sharp increase of 1,333 registrations at Yue Hing Court.

In the first eight months, the cumulative number of subsidized housing mortgage registrations was 16,961, a significant increase of 60.4% compared with 10,577 in the same period in 2025. In terms of market share of subsidized housing mortgages, Bank of China Hong Kong won the monthly market share for 37 consecutive months with a market share of 53.1% in August.

In terms of the second market, Wang Meifeng added that according to figures from the Central Plains Mortgage Research Department and the Housing Commission (as of September 16, 2026), the second-home housing market recorded 264 transactions in August 2026, a slight increase of 0.4% from 263 in July; however, compared with an average of 375 cases per month in the first half of the year, the volume has fallen back to less than 300 for two consecutive months, reflecting a slowdown in trading in the second market; she explained that since the market had absorbed part of the second market, the recent rise in property prices has also caused buyers and sellers to take a tug-of-war. The pace of the city is slowing down; plus a new phase of housing The results of the 2025 and Baiju 2 2025 rounds were announced in July. It is believed that some funded housing buyers are turning to wait and see, focusing on the new round of housing, which will affect trading in the second market.

Wang Meifeng said that according to data from the Central Plains Mortgage Research Department and Land Registry, the Bank of Hong Kong recorded a total of 3,093 subsidized housing mortgage registrations in August 2026, an increase of 54.3% over the 2,005 cases in July. The market share of the top four banks rose 1.3 percentage points to 97.4% in August. In terms of rankings, Bank of China Hong Kong recorded 1,643 registrations, with a market share increase of 5.5 percentage points over the previous month, ranking first for 37 consecutive months; HSBC recorded 558 registrations, falling 1.2 percentage points to 18%, rising 1 place to second; Hang Seng Bank recorded 542 registrations during the period, with a market share falling 2.8 percentage points to 17.5%, falling 1 to 3rd place; the fourth to sixth places were: Bank of Communications (Hong Kong), Standard Chartered Bank, Bank of East Asia; ICBC Asia, CITB International and Daxin Bank Ranked 7th; Citibank ranked 10th.

According to data from the Central Plains Mortgage Research Department, a total of 16,961 subsidized housing mortgage registrations were carried out in the first eight months of 2026, a significant increase of 60.4% compared with 10,577 in the same period last year. Benefiting from the completion of several new home and green housing projects in the first half of the year and entering the initial mortgage period, this year has led to a significant increase in mortgage registration for funded housing this year. Among them, the top three rankings remained unchanged. The first to third places were Bank of China Hong Kong (8,877 cases, market share 52.3%), Hang Seng Bank (3,386 cases, 20% market share), and HSBC (3,190 cases, 18.8% market share). Bank of Communications (Hong Kong) saw the most significant increase. The number of cases surged more than 22 times over the same period last year, and jumped 4 levels in a row from 8th place last year to 4th place.