Preferred Bank outlines franchise overview, financial metrics in investor presentation

• Preferred Bank outlined its franchise profile at the Raymond James 2026 U.S. Bank and Banking on Tech Conferences.
• Balance sheet metrics: assets USD 7.73 billion, gross loans USD 6.25 billion, deposits USD 6.47 billion, loan-to-deposit ratio 96.5%.
• Profitability snapshot for Q2 2026: ROA 1.75%, ROE 17.05%, net interest margin 3.73%, efficiency ratio 32.3%.
• Capital ratios: tangible common equity to assets 10.26%, CET1 11.06%, total capital 13.74%.
• Shareholder returns: annual dividend USD 3.20, current yield 2.88%; not actively repurchasing shares due to market price.

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