Brokerage firm Anand Lahti said that capital inflows brought about by the special deposit scheme launched for overseas Indian residents will support the bank's return on equity and boost profit levels. The brokerage firm stated in the research report: “The plan has raised 127.3 billion US dollars. We believe this scale is impressive enough, and the relevant benefits can actually be turned into corporate profits.” Anand Rahti said that the negative impact on banks' net interest spreads is minimal. Based on the current share of deposits in the banking system, comprehensive interest spreads will only weigh 5 basis points. The brokerage firm believes that rising policy interest rates are expected to increase interest spreads because the return on assets will be repriced faster than the cost of capital.

Brokerage firm Anand Lahti said that capital inflows brought about by the special deposit scheme launched for overseas Indian residents will support the bank's return on equity and boost profit levels. The brokerage firm stated in the research report: “The plan has raised 127.3 billion US dollars. We believe this scale is impressive enough, and the relevant benefits can actually be turned into corporate profits.” Anand Rahti said that the negative impact on banks' net interest spreads is minimal. Based on the current share of deposits in the banking system, comprehensive interest spreads will only weigh 5 basis points. The brokerage firm believes that rising policy interest rates are expected to increase interest spreads because the return on assets will be repriced faster than the cost of capital.