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BanBajio posts transcript of 2Q 2026 earnings call

PUBT·08/04/2026 19:32:17
語音播報
BanBajio posts transcript of 2Q 2026 earnings call
  • Banco del Bajío held its 2Q 2026 earnings call on July 30 with Executive Vice Chairman Carlos de la Cerda, CEO Ivan Lomelí, CFO Joaquín Domínguez, IR officer Rodrigo Marimon.
  • Raised full-year guidance: loan growth 11%-12%, deposit growth 10%-12%, cost of risk 0.7%-0.8%, net income floor MXN 8.4 billion.
  • 2Q loan book rose 11.8% y/y to MXN 296 billion; deposits increased 9.8% y/y to MXN 289 billion; NIM 5.37%.
  • CEO flagged sustained double-digit growth into 2027-2028; targets about 8% market share in Mexico City, Monterrey, Guadalajara, versus 3.6% in Mexico City now.
  • Management expects NPL ratio to normalize toward guidance as refinanced corporate cases cure; no additional dividend planned due to growth pipeline.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Banco del Bajío SA Institución de Banca Múltiple published the original content used to generate this news brief on August 04, 2026, and is solely responsible for the information contained therein.