Credem FY26 1H net profit rises 12.5% y/y to EUR 312.9 million; revenue climbs 11.9% y/y to EUR 1.05 billion

• Credem posted 1H26 net profit of EUR 312.9 million, up 12.5% year on year, with annualized ROE at 14.1%.
• Revenue rose 11.9% to EUR 1.05 billion, as net interest income increased 5.7% to EUR 501.5 million.
• Fees and commissions climbed 18.3% to EUR 547.2 million; cost/income improved to 46.4% from 49.3%.
• Customer loans grew 2.1% to EUR 37.5 billion; total customer funding rose 12.8% to EUR 120.8 billion.
• Group CET1 ratio stood at 17.45%; CEO Stefano Morellini reiterated a focus on organic growth, hiring, and potential bolt-on expansion opportunities.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CREDEM - Credito Emiliano S.p.A. published the original content used to generate this news brief on August 04, 2026, and is solely responsible for the information contained therein.