Creditas 2Q26 origination hits record R$ 1.14 billion

• VEF’s largest holding Creditas posted record 2Q26 origination of R$ 1.14 billion, up 34.2% YoY, up 2.2% QoQ.
• Loan portfolio grew to R$ 8.1 billion, up 26.4% YoY, up 7% QoQ, keeping a 25%+ annual growth target.
• Revenue rose to R$ 722.9 million, up 30.2% YoY, up 14.2% QoQ; gross profit increased to R$ 271.6 million, up 36% YoY.
• Operating costs and expenses totaled R$ 305.3 million, up 10.1% YoY, cutting the ratio to 42.2% from 50% a year earlier.
• Operating loss was R$ 33.7 million, broadly flat versus Q1-26, as Creditas scaled AI automation across origination, underwriting, and collections.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. VEF AB (publ) published the original content used to generate this news brief on August 04, 2026, and is solely responsible for the information contained therein.