Credit Corp FY26 NPAT rises 12% to $105.5 million

• Credit Corp posted FY2026 NPAT up 12% to $105.5 million, supported by broad-based earnings growth led by the US.
• US segment NPAT jumped 57% to $26.2 million; collections climbed 24%, with final-quarter collections up 25% year over year.
• Consumer lending NPAT rose 3% to $56 million, while lending volume increased 15% to a record closing book of $510.5 million.
• Return on equity improved 2 percentage points to 13% at pro-forma 40% gearing; a final dividend of 45.5 cents per share is due Sept. 25.
• FY2027 guidance targets NPAT of $110-$118 million, with PDL acquisitions of $200-$280 million and gross lending volumes of $445-$495 million.

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