Since July, a number of small to medium banks that have not set up financial management companies have issued announcements about adding partner institutions for consignment and financial management business, and have signed contracts with financial management companies to carry out product consignment cooperation. Combined with financial management business reports for the first half of 2026 disclosed by unlicensed banks, it can be seen that the scale of self-operated financial management of such banks continued to shrink. Many institutions have dropped significantly, and some institutions have completely eliminated their self-operated stocks. The pressure on self-operated financial management dropped in an orderly manner, and the consignment business expanded rapidly. As a result, the financial management business pattern of small and medium-sized banks ushered in a deep reshaping, and unlicensed banks gradually transformed into financial management channel service providers.

Since July, a number of small to medium banks that have not set up financial management companies have issued announcements about adding partner institutions for consignment and financial management business, and have signed contracts with financial management companies to carry out product consignment cooperation. Combined with financial management business reports for the first half of 2026 disclosed by unlicensed banks, it can be seen that the scale of self-operated financial management of such banks continued to shrink. Many institutions have dropped significantly, and some institutions have completely eliminated their self-operated stocks. The pressure on self-operated financial management dropped in an orderly manner, and the consignment business expanded rapidly. As a result, the financial management business pattern of small and medium-sized banks ushered in a deep reshaping, and unlicensed banks gradually transformed into financial management channel service providers.