CF Bankshares Q2 FY26 net income rises 18% to $5.9 million; net interest margin widens 24 basis points to 2.93%

• CF Bankshares posted Q2 net income of $5.9 million, up 18% from Q1, with diluted EPS of $0.90.
• Net interest margin widened 24 basis points from Q1 to 2.93%, helped by $370,000 in commercial-loan prepayment penalties.
• Noninterest income rose 14% from Q1 to $1.7 million, driven by a $184,000 increase in swap fee income.
• Commercial loan fundings were $135 million, lifting net commercial loan growth to $52 million; noninterest-bearing deposits climbed $33 million, up 14%.
• CEO Timothy T. O’Dell said the bank expects loan pipeline-driven scale to lift core earnings in 2H 2026, while net interest margin remains challenging.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CF Bankshares Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: CL12750) on July 28, 2026, and is solely responsible for the information contained therein.