Experian: UK BNPL transactions top 100 million in 2025, spending exceeds £7 billion

• Experian analysis showed UK Buy Now Pay Later spending exceeded GBP 7 billion across more than 100 million transactions in 2025.
• Repayment performance remained strong, with 98.5% of BNPL balances paid on time, suggesting limited near-term credit stress.
• March 2026 logged more than 9 million transactions across nearly 4 million consumers, worth GBP 621 million; average ticket about GBP 60.
• Adoption broadened beyond younger users; customer volumes rose 46% for ages 65-74, up 53% for ages 75+ year-on-year.
• FCA regulation begins July 15, adding clearer disclosures, affordability checks, and support for customers struggling with repayments.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Experian plc published the original content used to generate this news brief on July 13, 2026, and is solely responsible for the information contained therein.