The bank wealth management market experienced both growth in size and revenue in April. According to data released by Liao Zhiming's team at Huayuan Securities, as of the end of April 2026, the total financial management scale of banks reached 34.5 trillion yuan, a record high. The chief economist of CITIC Securities clearly stated that the essence of the rapid growth in the scale of bank financial management in April was a combination of “technical backflow+reactivation of price comparison effects.” The first is the cardinality effect. Bank deposits in the first quarter brought wealth management funds back into the table, and there was a significant scale retracement in the first quarter of this year. The return of funds intensified in April. The second is the price comparison effect. Fixed deposit interest rates have entered the “1 era”, opening up with interest rate differences in wealth management yields, activating “deposit moving” and promoting the migration of capital to financial management.

The bank wealth management market experienced both growth in size and revenue in April. According to data released by Liao Zhiming's team at Huayuan Securities, as of the end of April 2026, the total financial management scale of banks reached 34.5 trillion yuan, a record high. The chief economist of CITIC Securities clearly stated that the essence of the rapid growth in the scale of bank financial management in April was a combination of “technical backflow+reactivation of price comparison effects.” The first is the cardinality effect. Bank deposits in the first quarter brought wealth management funds back into the table, and there was a significant scale retracement in the first quarter of this year. The return of funds intensified in April. The second is the price comparison effect. Fixed deposit interest rates have entered the “1 era”, opening up with interest rate differences in wealth management yields, activating “deposit moving” and promoting the migration of capital to financial management.