After the central bank's “one-time credit repair” policy was implemented, Li Wei, who works for an internet company in Beijing, received calls from three loan intermediaries. The other party said the same thing: “Seeing that the overdue records on your credit report have been cleared, now is a good time to apply for a low interest loan.” After New Year's Day, Li Wei checked her credit report. The two credit card overdue records of less than 10,000 yuan, which were generated in 2021 and had already been paid off, disappeared. There are not a few people who have had similar experiences to Li Wei. Recently, there have been many “posting credit reports” on social media, sharing the joy that overdue loan records have been reduced or even reduced to zero. However, the impact of the policy did not stop there. Some loan intermediaries also sniffed out business opportunities and launched the banner of “helping you read credit information for free”. The actual purpose is to promote loan products. In the face of such marketing rhetoric, borrowers need to be wary of the risks involved.

After the central bank's “one-time credit repair” policy was implemented, Li Wei, who works for an internet company in Beijing, received calls from three loan intermediaries. The other party said the same thing: “Seeing that the overdue records on your credit report have been cleared, now is a good time to apply for a low interest loan.” After New Year's Day, Li Wei checked her credit report. The two credit card overdue records of less than 10,000 yuan, which were generated in 2021 and had already been paid off, disappeared. There are not a few people who have had similar experiences to Li Wei. Recently, there have been many “posting credit reports” on social media, sharing the joy that overdue loan records have been reduced or even reduced to zero. However, the impact of the policy did not stop there. Some loan intermediaries also sniffed out business opportunities and launched the banner of “helping you read credit information for free”. The actual purpose is to promote loan products. In the face of such marketing rhetoric, borrowers need to be wary of the risks involved.