What CDs Gained the Most Traction Last Year? CD Valet's 2025 Analysis Reveals Interest in Short-Term CDs and a Yield Curve Beginning to Flatten

January 2026 CD rate trends show growing opportunity with longer-term CDs

SEATTLE, Jan. 7, 2026 /PRNewswire/ -- Certificates of Deposit (CDs) had a resurgence in 2022 when interest rates jumped, and three years later, savers are continuing to seek out CDs amid a changing rate environment and a yield curve that is beginning to reward longer-term investments.