State Administration of Foreign Exchange: At the end of September, China's banking sector had foreign financial assets of US$1811.4 billion and external liabilities of US$1439.9 billion

The Zhitong Finance App learned that on December 30, the State Administration of Foreign Exchange released data on the foreign financial assets and liabilities of the Chinese banking industry for the end of September 2025. At the end of September 2025, China's banking sector had foreign financial assets of US$1811.4 billion, external liabilities of US$1439.9 billion, and net external assets of US$371.6 billion, of which net RMB liabilities were US$224.9 billion and net foreign currency assets were US$596.5 billion.

Among the banking sector's foreign financial assets, by instrument, deposit and loan assets are 105.88 billion US dollars, bond assets are 487.7 billion US dollars, and other assets such as equity are 265 billion US dollars, accounting for 58%, 27%, and 15% of the banking industry's foreign financial assets, respectively. By currency, RMB assets are 531.2 billion US dollars, US dollar assets are 885.5 billion US dollars, and assets in other currencies are 394.8 billion US dollars, accounting for 29%, 49%, and 22%, respectively. Looking at the investment sector, the overseas banking sector invested 882.5 billion US dollars, accounting for 49%; the overseas non-banking sector invested 928.9 billion US dollars, accounting for 51%.

Among the banking sector's external liabilities, by instrument, deposit and loan debt is 669.5 billion US dollars, bond debt is 306.2 billion US dollars, and other liabilities such as equity are 464.1 billion US dollars, accounting for 47%, 21%, and 32% of the banking sector's external debt, respectively. By currency, RMB debt is 756.1 billion US dollars, US dollar debt is 291 billion US dollars, and debt of other currencies is 392.8 billion US dollars, accounting for 53%, 20%, and 27%, respectively. Looking at the source sector, US$578.8 billion came from the overseas banking sector, accounting for 40%; US$861 billion from the overseas non-banking sector, accounting for 60%.

This article was edited by the State Administration of Foreign Exchange, Zhitong Finance Editor: Chen Wenfang.