The “China Financial Stability Report” released by the People's Bank of China on December 26 presented the central bank's financial institution rating results in the form of a topic. In the first half of 2025, the People's Bank of China assessed 3,529 banking institutions as central bank financial institutions. Judging from the rating results, the overall operation of banking institutions in China is steady, and financial risks have generally been reduced and generally manageable. The 3,529 participating banks include 21 national banks and 3508 local corporate banks. The rating results are divided into 11 levels from low to high risk, which are levels 1-10 and D, respectively. Level D indicates that the organization has gone out of business, taken over, or abolished. Among them, the rating results grade 1-5 are the “green zone”, and the grades 6-7 are the “yellow zone”. The “green zone” and “yellow zone” institutions can be considered to be within a safe boundary; the rating result grade 8-D is a “red zone”, indicating that the institution is in a high-risk state. Inventory risk has been significantly reduced in the vast majority of provinces, and the regional financial ecosystem continues to be optimized. There are no “red zone” banks in the nine provinces, regions and municipalities of Beijing, Tianjin, Shanghai, Chongqing, Zhejiang, Jiangsu, Jiangxi, Fujian, and Tibet, while 13 “red zone” banks remain at the single-digit level.

The “China Financial Stability Report” released by the People's Bank of China on December 26 presented the central bank's financial institution rating results in the form of a topic. In the first half of 2025, the People's Bank of China assessed 3,529 banking institutions as central bank financial institutions. Judging from the rating results, the overall operation of banking institutions in China is steady, and financial risks have generally been reduced and generally manageable. The 3,529 participating banks include 21 national banks and 3508 local corporate banks. The rating results are divided into 11 levels from low to high risk, which are levels 1-10 and D, respectively. Level D indicates that the organization has gone out of business, taken over, or abolished. Among them, the rating results grade 1-5 are the “green zone”, and the grades 6-7 are the “yellow zone”. The “green zone” and “yellow zone” institutions can be considered to be within a safe boundary; the rating result grade 8-D is a “red zone”, indicating that the institution is in a high-risk state. Inventory risk has been significantly reduced in the vast majority of provinces, and the regional financial ecosystem continues to be optimized. There are no “red zone” banks in the nine provinces, regions and municipalities of Beijing, Tianjin, Shanghai, Chongqing, Zhejiang, Jiangsu, Jiangxi, Fujian, and Tibet, while 13 “red zone” banks remain at the single-digit level.