In an environment of low interest rates, the asset management industry will continue to benefit. Industry organizations and sources expect that the size of public funds will continue to grow in 2026. According to Bosch Fund, the core logic of continuing to grow in the size of public funds in 2026 lies in three aspects: first, long-term funds such as insurance, personal pensions, and social security funds will continue to enter the market to form incremental support; second, low interest rates will drive “moving” savings, and diversified products such as ETFs and fixed income will accurately accept residents' and financial management funds; third, policy dividends such as rate reform and long-term assessment will continue to be released to enhance product attractiveness and investor experience. “Next year, the size of public funds will exceed 40 trillion yuan.” A person in charge of the public offering marketing department in Shanghai said that “slow cows, long cows, and healthy cows” have reached a consensus. The “moving” curtain of residents' deposits continues to open, and insurance reduces business risk factors, providing the market with “living water.” The person in charge believes that equity and “fixed income +” products will become the main forces of scale growth. The growth of the former is driven by the slow bull market, and its scale growth rate is expected to accelerate as the money-making effect spreads; the explosion of “fixed income +” products is an inevitable result of the low interest rate environment.

In an environment of low interest rates, the asset management industry will continue to benefit. Industry organizations and sources expect that the size of public funds will continue to grow in 2026. According to Bosch Fund, the core logic of continuing to grow in the size of public funds in 2026 lies in three aspects: first, long-term funds such as insurance, personal pensions, and social security funds will continue to enter the market to form incremental support; second, low interest rates will drive “moving” savings, and diversified products such as ETFs and fixed income will accurately accept residents' and financial management funds; third, policy dividends such as rate reform and long-term assessment will continue to be released to enhance product attractiveness and investor experience. “Next year, the size of public funds will exceed 40 trillion yuan.” A person in charge of the public offering marketing department in Shanghai said that “slow cows, long cows, and healthy cows” have reached a consensus. The “moving” curtain of residents' deposits continues to open, and insurance reduces business risk factors, providing the market with “living water.” The person in charge believes that equity and “fixed income +” products will become the main forces of scale growth. The growth of the former is driven by the slow bull market, and its scale growth rate is expected to accelerate as the money-making effect spreads; the explosion of “fixed income +” products is an inevitable result of the low interest rate environment.