On December 22, the People's Bank of China issued a one-time credit repair policy. As a supporting benefit, the central bank made it clear that in the first half of 2026, it will add two additional offline free access to personal credit reports. Previously, individuals were free to check credit reports the first two times a year through self-service kiosks or counters, and a fee was charged starting the third time. In addition, online inquiries are free. The implementation of the one-time credit repair policy can fully meet everyone's needs to check overdue records and confirm the repair progress.

On December 22, the People's Bank of China issued a one-time credit repair policy. As a supporting benefit, the central bank made it clear that in the first half of 2026, it will add two additional offline free access to personal credit reports. Previously, individuals were free to check credit reports the first two times a year through self-service kiosks or counters, and a fee was charged starting the third time. In addition, online inquiries are free. The implementation of the one-time credit repair policy can fully meet everyone's needs to check overdue records and confirm the repair progress.