It mentions: Upgraded product purchases. Strengthen consumer finance services such as bulk durable consumer goods and digital products, and tap the potential for upgrading commodity consumption. Promote cooperation between financial institutions and platforms and key merchants, enter supermarkets, improve product service models such as installment payments, credit cards, mobile banking, and digital yuan to better meet consumers' renewal needs. According to the customer's ability to repay and credit conditions, determine the loan issuance ratio, term and interest rate reasonably, implement policies to differentiate personal consumer loan amounts, terms, and interest rates, and accelerate the development of the personal consumer loan business. Appropriately reduce penalties arising from early settlement of loans during the car trade-in process. Strengthen the interface between financial institutions and key domestic and foreign trade integration enterprises and platforms, provide domestic and foreign transaction matching services, improve cross-border supply chain financing models, support the integrated operation of domestic and foreign trade by more enterprises, expand the scale of domestic trade insurance coverage, and support more high-quality foreign trade products to enter the domestic market.

It mentions: Upgraded product purchases. Strengthen consumer finance services such as bulk durable consumer goods and digital products, and tap the potential for upgrading commodity consumption. Promote cooperation between financial institutions and platforms and key merchants, enter supermarkets, improve product service models such as installment payments, credit cards, mobile banking, and digital yuan to better meet consumers' renewal needs. According to the customer's ability to repay and credit conditions, determine the loan issuance ratio, term and interest rate reasonably, implement policies to differentiate personal consumer loan amounts, terms, and interest rates, and accelerate the development of the personal consumer loan business. Appropriately reduce penalties arising from early settlement of loans during the car trade-in process. Strengthen the interface between financial institutions and key domestic and foreign trade integration enterprises and platforms, provide domestic and foreign transaction matching services, improve cross-border supply chain financing models, support the integrated operation of domestic and foreign trade by more enterprises, expand the scale of domestic trade insurance coverage, and support more high-quality foreign trade products to enter the domestic market.