US Consumer Debt Rises 2.9% to $18.56 Trillion in September, Equifax Says

• U.S. consumer debt rose 2.9% year over year to $18.56 trillion in September 2026.
• Mortgage debt, including home equity loans, totaled $13.77 trillion, accounting for 74.2% of consumer debt.
• Auto loan and lease balances increased 3.7% year over year to $1.74 trillion.
• Bankcard balances climbed 3.9% year over year to $1.13 trillion.
• The bankcard severe balance delinquency rate, covering payments at least 60 days overdue, fell 9 basis points year over year to 2.74%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief on November 06, 2026, and is solely responsible for the information contained therein.