Health In Tech Registers Up To 34,224,247 Shares Of Class A Common Stock For Yorkville Resale Under $20M Standby Equity Purchase Agreement

Health In Tech, Inc.

Up to 34,224,247 Shares of Class A Common Stock

This prospectus relates to the resale of up to 34,224,247 shares of our Class A common stock, par value $0.001 per share (the "common stock" or the "Class A Common Stock") of Health In Tech, Inc., a Nevada corporation (the "Company"), by YA II PN, LTD, a Cayman Islands exempt limited partnership ("Yorkville" or the "Selling Stockholder").

The shares of common stock to which this prospectus relates may be issued by us to Yorkville pursuant to a Standby Equity Purchase Agreement, dated as of August 12, 2026, by and between the Company and Yorkville (the "SEPA"). Such shares of common stock include (i) up to 9,532,889 shares of common stock (the "Conversion Shares") that may be issued to Yorkville upon conversion by Yorkville of convertible promissory notes issued or to be issued pursuant to the SEPA (the "Convertible Notes") and (ii) up to 24,691,358 shares of common stock (the "Advance Shares"), which represents approximately $20,000,000 in aggregate amount of shares of common stock, based on an assumed issuance price per share of $0.81, which was the closing price of our common stock on The Nasdaq Capital Market on October 6, 2026, that may be issued to Yorkville in the form of one or more advances (the "Advances") under the SEPA in our sole discretion following an Advance Notice (as defined below) from time to time after the date of this prospectus, pursuant to the SEPA.