Owlting Announces Decaf Embedding Of OwlPay Harbor As Payment Infrastructure And Opening Of US$ Account Access

Owlting Group (NASDAQ:OWLS) ("Owlting" or the "Company"), the operating brand of OBOOK Holdings Inc., a global fintech company building regulated payment infrastructure, today announced that Decaf, a global financial platform that makes stablecoins usable for everyday business payments, has embedded OwlPay Harbor1 as regulated payment infrastructure behind Decaf Business, its global business account platform, and is now opening U.S. dollar account access to eligible companies and organizations incorporated outside the United States.

Those customers can hold a U.S. dollar account in their own name, fund it, and pay suppliers, employees and contractors in the United States, without first setting up a U.S. entity.

Decaf, a payments platform that reported US$48 million in monthly payment volume, has built OwlPay Harbor into a commercial product of its own.2 Harbor carries live payments across that platform: it moved scholarship and per diem funds for delegates at the International AIDS Conference in Rio de Janeiro in July 2026, and Decaf Business, Decaf’s company account product, has been in production on Harbor since August 2026.

Decaf owns the customer, the onboarding and the interface. OwlPay Harbor runs underneath as the licensed payment infrastructure, the layer that takes years of licensing and bank integration to assemble, and Owlting earns fees on the payment volume that moves through it. Revenue from this channel therefore grows with Decaf's commercial execution and with the payment volumes of every business and organization on its platform, without a separate sales cycle for each customer.