IRB report shows Brazil insurers’ loss ratio hits record-low 38.2% in January-July period

• IRB Brasil Resseguros flagged record-low Brazilian insurers’ loss ratio of 38.2% for January–July 2026, down 3.1 percentage points year on year.
• July loss ratio rose 3.1 percentage points to 41.1%, driven mainly by corporate property damage and liability lines.
• Sector premium revenue reached BRL 134.7 billion in January–July, up 6.3%; July revenue rose 5.2% from a year earlier.
• Reinsurance ceded totaled BRL 18.4 billion, up 3.5%; net profit climbed 8.1% to BRL 24.7 billion.
• Life led July growth with BRL 7 billion revenue; auto posted BRL 6 billion; life loss ratio was 26.8% year to date.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. IRB Brasil Resseguros SA published the original content used to generate this news brief on October 05, 2026, and is solely responsible for the information contained therein.