PayPay Q2 profit falls 75% to ¥18.44 billion

• PayPay’s profit for the second quarter ended September 30, 2026, fell 75% year-over-year to ¥18.44 billion.
• The prior-year quarter included a one-time ¥57.5 billion tax benefit from recognizing deferred tax assets.
• Total Revenue rose 28% year-over-year to ¥118.12 billion, supported by double-digit growth across both segments.
• Loan balances climbed 37% year-over-year to ¥1.4 trillion, while deposit balances increased 16% to ¥2.4 trillion.
• Full-year Total Revenue guidance increased to ¥474 billion–¥478 billion for the year ending March 31, 2027.

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