According to a research report released by Zhongtai Securities, the 1-3Q26 banking performance remained steady, with revenue +8.1% year-on-year and net profit +3.8% year-on-year. The growth rate was marginal upward. The improvement in marginal performance was mainly driven by stable interest spreads and other non-interest-free improvements. The overall quality of assets is also stable, with internal divisions within the sector, and some individual stocks have increased their treatment of adverse exposures. The bank believes that the bank's medium- to long-term ROE is more certain, dividends are stable, dividends are considerable, the certainty of earning ROE and dividends is high, short-term and technological seesaw effects, and medium- to long-term pricing returns to ROE and dividends. In terms of individual stocks, the focus is on recommending major banks with capital cost advantages and high-quality regional urban agricultural commercial banks.

According to a research report released by Zhongtai Securities, the 1-3Q26 banking performance remained steady, with revenue +8.1% year-on-year and net profit +3.8% year-on-year. The growth rate was marginal upward. The improvement in marginal performance was mainly driven by stable interest spreads and other non-interest-free improvements. The overall quality of assets is also stable, with internal divisions within the sector, and some individual stocks have increased their treatment of adverse exposures. The bank believes that the bank's medium- to long-term ROE is more certain, dividends are stable, dividends are considerable, the certainty of earning ROE and dividends is high, short-term and technological seesaw effects, and medium- to long-term pricing returns to ROE and dividends. In terms of individual stocks, the focus is on recommending major banks with capital cost advantages and high-quality regional urban agricultural commercial banks.