CaixaBank faces higher minimum CET1 ratio of 9.47% in 2027

• The ECB raised CaixaBank’s minimum CET1 ratio to 9.47% from 9.12%, effective Jan. 1, 2027.
• Spain’s remaining 0.5% countercyclical buffer took effect Oct. 1, 2026, with an estimated impact of 35 basis points.
• Minimum Tier 1 and total capital ratios will reach 11.3% and 13.74%, respectively.
• The Pillar 2 requirement remains unchanged at 1.75%; the minimum leverage ratio stays at 3%.
• The group’s regulatory CET1 ratio stood at 12.33% on June 30, 2026, above the new minimum.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CaixaBank SA published the original content used to generate this news brief on October 26, 2026, and is solely responsible for the information contained therein.