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    Learn Why The Bull Case For Visa (V) Could Change Following Stablecoin Payment Rollout

    Simply Wall St·10/26/2026 04:37:55
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    • Visa has rolled out a string of new commercial payment tools, from AI powered supplier analytics and commercial fraud controls to stablecoin funding on Visa Direct, and is running live agentic payment pilots with partners like BILL, Billtrust and Mesh.
    • The push into AI driven virtual cards, tokenized credentials and stablecoin prefunding shows Visa attempting to embed its network more deeply into digital asset and automated B2B payment flows.
    • We will now look at how Visa’s focus on stablecoin prefunding and agentic payments could influence the broader investment narrative.

    Scan beyond Visa and size up other payment and AI driven transaction platforms that could benefit from similar tailwinds by reviewing our hand picked 39 profitable AI stocks that aren't just burning cash.

    Visa Investment Narrative Recap

    To own Visa, you need to believe its global payment rails and value added services can keep compounding even as real time and account to account options expand. The short term focus sits on how quickly new AI and stablecoin tools start to matter against a backdrop of rising costs and slight pressure on net margins.

    Recent commercial launches in AI fraud controls, supplier analytics and agentic payments look incremental for now rather than thesis changing. The nearer catalyst remains Q4 earnings and any detail on value added services traction, while the biggest risk still comes from regulatory and fee pressure that could weigh on pricing and profitability.

    The most directly relevant update is Visa Direct stablecoin prefunding moving from pilot into commercial use with Inyo Global. That shift plugs digital dollar rails into an existing money movement product, which ties neatly into the broader story of building a second engine in cross border and commercial flows beyond consumer swipe volumes.

    Execution risk sits in how cleanly Visa and partners manage liquidity, compliance and operational controls around USDC funded payouts while regulators worldwide are still forming views on stablecoins. If adoption stays measured, the financial impact remains modest, but successful scaling over time could support the fee pool and partially counter interchange and real time payments pressure.

    Visa's narrative projects US$61.3b revenue and US$33.1b earnings by 2029. That profile aligns with analysts who model 11.3% yearly revenue growth and an earnings increase of about US$10.7b from US$22.4b today.

    Uncover why Visa's fair value indicates a 3% potential upside to its current price before that discount feels fully priced in.

    NYSE:V 1-Year Stock Price Chart
    NYSE:V 1-Year Stock Price Chart

    Exploring Other Perspectives

    Fourteen fair value estimates from the Simply Wall St Community cluster between about US$372.81 and US$435.29, so you are seeing both low and high conviction views on Visa. Those opinions sit alongside real risks from fee pressure and real time rails, as well as catalysts around AI driven services and stablecoin money movement. There is likely to be wide disagreement, so consider exploring multiple viewpoints before forming your own stance.

    Explore 13 other Visa fair value estimates, including one that suggests up to 7% upside from the current price.

    The Verdict Is Yours

    Disagree with existing narratives? Extraordinary investment returns rarely come from following the herd, so trust your own analysis and judgment.

    Looking For More Ideas Beyond Visa?

    If the Visa story has sharpened your thinking, broaden the watchlist and use the Simply Wall St Screener to hunt for other stocks that match your preferred balance of quality, risk, and income.