The Financial Commission Office of the Beijing Municipal Committee of the Communist Party of China and the Beijing Branch of the People's Bank of China issued a notice on the “Beijing Implementation Plan for Comprehensive Enhancement of the Financial Business Environment”. Among them, it is mentioned that the online loan business will be steadily developed, banking institutions under its jurisdiction will be guided to use technical means such as artificial intelligence, big data, and cloud computing to optimize and upgrade credit approval and risk management models, and independently standardize loan risk assessments and credit approval. Promote banking institutions under its jurisdiction to optimize offline loan processes and authorization systems, streamline loan review materials, reduce processing time limits, and achieve excellent loan processing experience, improve efficiency, and control risks. Under the conditions of meeting regulatory policies, explore and carry out “AI customer service” pilot work, promote banking institutions under the jurisdiction to provide intelligent services to individual users, and improve users' business processing efficiency and experience.

The Financial Commission Office of the Beijing Municipal Committee of the Communist Party of China and the Beijing Branch of the People's Bank of China issued a notice on the “Beijing Implementation Plan for Comprehensive Enhancement of the Financial Business Environment”. Among them, it is mentioned that the online loan business will be steadily developed, banking institutions under its jurisdiction will be guided to use technical means such as artificial intelligence, big data, and cloud computing to optimize and upgrade credit approval and risk management models, and independently standardize loan risk assessments and credit approval. Promote banking institutions under its jurisdiction to optimize offline loan processes and authorization systems, streamline loan review materials, reduce processing time limits, and achieve excellent loan processing experience, improve efficiency, and control risks. Under the conditions of meeting regulatory policies, explore and carry out “AI customer service” pilot work, promote banking institutions under the jurisdiction to provide intelligent services to individual users, and improve users' business processing efficiency and experience.