Huishang Bank FY26 H1 net profit rises 3.03% to RMB 9.61 billion; revenue climbs 2.01% to RMB 21.74 billion

• Huishang Bank posted net profit of RMB 9.61 billion for the first half, up 3.03% from a year earlier.
• Operating income rose to RMB 21.74 billion, up 2.01%; profit before tax climbed to RMB 11.07 billion, up 3.39%.
• Net interest income increased to RMB 16.18 billion, up 11.32%; net interest margin narrowed 0.04 percentage point to 1.51%.
• Non-interest income fell to RMB 5.57 billion, down 17.93%, mainly due to lower net gains on financial investments.
• Total assets grew to RMB 2.49 trillion, up 7.06%; non-performing loan ratio held at 0.98% with provision coverage easing to 277.02%.

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