Jinshang Bank FY26 H1 net profit slips 0.7% to RMB 1.04 billion; revenue rises 5.7% to RMB 2.89 billion

• Jinshang Bank posted net profit of RMB 1.04 billion, down 0.7% year on year.
• Operating income rose 5.7% to RMB 2.89 billion; net interest income climbed 12.2% to RMB 2.28 billion.
• Net interest margin widened 0.09 percentage points to 1.22%, while impairment losses on credit increased 23% to RMB 953 million.
• Total assets grew 2.2% from end-2025 to RMB 401.72 billion; net loans and advances increased 10.3% to RMB 232.12 billion.
• NPL ratio rose 0.10 percentage points from end-2025 to 2.05%; allowance coverage ratio fell 25.60 percentage points to 165.40%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Jinshang Bank Co. Ltd. published the original content used to generate this news brief via IIS, the regulatory disclosure system operated by the Hong Kong Stock Exchange (HKex) (Ref. ID: HKEX-EPS-20260828-12306694), on August 28, 2026, and is solely responsible for the information contained therein.