Bank of Gansu FY26 H1 profit rises 4.3% to RMB 416.3 million; operating income falls 2.3% to RMB 2.65 billion

• Bank of Gansu reported profit of RMB 416.3 million, up 4.3% year-on-year; net interest income edged down 0.2% to RMB 2.24 billion.
• Operating income slipped 2.3% to RMB 2.65 billion, while impairment losses on assets narrowed 3.2% to RMB 1.28 billion.
• Net trading gains climbed 76.6% to RMB 189.7 million, while net fee and commission income fell 31% to RMB 157.5 million.
• Total assets rose 5.2% since end-2025 to RMB 458.49 billion; loans increased 4.1% to RMB 238.98 billion, deposits grew 3.3% to RMB 348.71 billion.
• Asset quality improved with the NPL ratio down 0.07 percentage point to 1.86%, while the core tier-one capital ratio fell to 10.29% from 11.07%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of Gansu Co. Ltd. published the original content used to generate this news brief via IIS, the regulatory disclosure system operated by the Hong Kong Stock Exchange (HKex) (Ref. ID: HKEX-EPS-20260828-12306370), on August 28, 2026, and is solely responsible for the information contained therein.