Hapvida releases transcript of 2Q26 earnings call

• Transcript covered Hapvida’s 2Q26 earnings call with CEO Luccas Adib, CFO Lucas Garrido, VP Strategy and IR Felipe Nobre.
• Management shifted to margin recovery, cash generation, deleveraging; contract-by-contract repricing, stricter delinquency criteria, selective terminations.
• About 10% of members flagged in June; review spans 12 months with renewals spread across quarters, with a renewal peak in December.
• 2Q26 net revenue nearly BRL 8 billion, up 3.9% y/y; cash loss ratio 75.2%, up 3 percentage points q/q on seasonality, litigation.
• Net debt rose to BRL 5.4 billion in June; 2026 capex target BRL 700 million; asset divestments in non-core regions under evaluation.

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