Oak Valley Bancorp Q2 FY26 net income falls 8.48% to $5.11 million

• Oak Valley Bancorp posted net income of $5.11 million for Q2, down 8.48% year over year; ROAA fell 14 bps to 1.04%.
• Net interest income rose 4.35% to $18.94 million, lifting net interest margin 4 bps to 4.15%.
• Provision for credit losses dropped to $21,000 from $245,000, while non-interest expense climbed 13.8% to $14.16 million.
• Total assets slipped 1.1% to $1.98 billion since Dec. 31, while deposits fell 1.6% to $1.76 billion and net loans grew 2%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Oak Valley Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-027900), on August 14, 2026, and is solely responsible for the information contained therein.