Finward Bancorp Q2 FY26 net income falls 2.64% to $2.1 million

• Finward Bancorp posted Q2 net income of $2.1 million, down $58,000 from a year earlier; diluted EPS was $0.48.
• Net interest income rose 8.9% to $15.2 million, lifting net interest margin 28 basis points to 3.25%.
• Total non-interest income fell 10.6% to $2.4 million, reflecting a $180,000 loss tied to a leased branch closure.
• Total assets were $2 billion, while deposits edged up 0.3% to $1.73 billion; loans receivable increased to $1.5 billion.
• Agreed to merge into First Financial Bancorp in a stock deal valued at about $208 million; FDIC and DFI terminated the MOU.

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