Sound Financial net income rises 22.7% to $2.5 million in Q2 FY26

• Sound Financial Bancorp posted Q2 net income of $2.5 million, up 22.7%, lifting diluted EPS to $0.98.
• Net interest income climbed 3.6% to $9.6 million as net interest margin widened 7 basis points to 3.74%.
• Provision swung to a $223,000 release from a $170,000 expense, partly offset by a 6% rise in noninterest expense to $8.13 million.
• Total noninterest income rose 27.6% to $1.43 million, driven by a $119,000 mortgage servicing rights fair-value gain versus an $80,000 loss.
• Balance sheet shrank to $1.07 billion at June 30 as deposits fell 1.9% to $930.9 million; nonperforming assets increased 32.3% to $8.1 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Sound Financial Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001541119-26-000024), on August 10, 2026, and is solely responsible for the information contained therein.