Exchange Bank Q2 FY26 net income rises 3.61% to $7.3 million

• Exchange Bank posted Q2 2026 net income of $7.3 million, up 4.29% from the year-earlier quarter.
• Net interest income rose 7.7% to $24.2 million, while non-interest income fell 6.06% to $6.2 million.
• Non-interest expense increased 4.6% to $20.6 million, lifting provision for credit losses to $100,000 from no provision.
• Total assets slipped 2.62% to $3.2 billion, while deposits declined 4.21% to $2.75 billion.
• On-balance-sheet liquidity totaled $773.6 million, while the total risk-based capital ratio stood at 20.2%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Exchange Bank published the original content used to generate this news brief via Business Wire (Ref. ID: 20260730005245) on July 30, 2026, and is solely responsible for the information contained therein.