Citizens Holding Q2 net income climbs 69.4% to $3.2 million vs prior quarter

• Citizens Holding posted Q2 net income of $3.2 million, up 69.4% from Q1, with EPS of $0.56.
• Net interest income rose 3.1% from Q1 to $11.64 million; net interest margin widened 3 basis points to 3.37%.
• Noninterest income climbed 43.9% from Q1, driven by a $1.51 million pre-tax gain from a branch sale-leaseback.
• Loans increased 5.72% from Q1 to $892.79 million; deposits fell 2% to $1.32 billion, while noninterest-bearing balances rose 3.8% to $301.82 million.
• CEO Stacy Brantley said the bank lifted its Tier 1 leverage ratio by 14 bps in Q2 to 9.11%, up 66 bps year-to-date.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Citizens Holding Company published the original content used to generate this news brief via Business Wire (Ref. ID: 20260729878618) on July 29, 2026, and is solely responsible for the information contained therein.