Retiring With a Government 457? How to Decide Between Your 401(k), 457, and Roth Conversions for That Unused Leave Payout
Key Points
Government 457 plans can offer rare penalty-free early access, which is crucial if you may tap funds before 59½.
Comparing each account’s fees, investment options, and Roth-conversion tax impact can change where that payout belongs.
Retiring from government service raises big questions about where unused leave payouts should land. Explore how 457 flexibility, 401(k) access rules, fees, and Roth-conversion taxes interact. Watch the video below to see how these choices can shape long-term retirement options.
*This video was published on Jul. 8, 2026.
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