Financiera Independencia FY26 first-half net income falls 9.01% to Ps. 290.87 million

• Financiera Independencia posted 2Q26 net income of Ps. 143.6 million, down 1.4% from 2Q25; EPS was Ps. 0.4253.
• Net interest income fell 10.9% year over year to Ps. 990 million; interest income slipped 11.4% to Ps. 1.12 billion.
• Credit-loss provisions dropped 28.2% to Ps. 272.1 million; operating profit eased 0.8% to Ps. 202.6 million.
• Loan book declined 5% year over year to Ps. 7.58 billion; Stage 3 NPL ratio improved 0.7 percentage points to 5.2%.
• Cash totaled Ps. 1.27 billion; net debt fell 12.6% to Ps. 3.09 billion, supported by cost discipline and selective origination.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Financiera Independencia SAB de CV SOFOM ENR published the original content used to generate this news brief on July 23, 2026, and is solely responsible for the information contained therein.