Capital City Bank Group Q2 FY26 net income rises 2.9% to $16.3 million; net interest margin widens 11 bps to 4.35% vs Q1 FY26

• Capital City Bank Group posted Q2 2026 net income attributable to common shareowners of $16.3 million, or $0.95 per diluted share, up from Q1.
• Tax-equivalent net interest income rose to $44.2 million; net interest margin widened 11 basis points to 4.35%.
• Noninterest income increased 3.3% to $20.6 million; noninterest expense climbed 3.1% to $42.6 million.
• Provision for credit losses increased to $0.9 million; net charge-offs were 0.14% of average loans, with allowance coverage at 1.24%.
• CEO William G. Smith, Jr. cited “strong” performance, with a focus on serving clients’ needs, risk management, and execution in the second half.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capital City Bank Group Inc. published the original content used to generate this news brief on July 21, 2026, and is solely responsible for the information contained therein.